How To Use A Money Clip 14 Steps With Pictures

Gather your paper bills and credit cards. Fold the bills in half. Push the bills (folded side first) into the clip. The prongs should hold them there. Slide the credit cards under the prong. Some money clips will also have a pocket or band to hold these. Put the money clip in your pocket. Some will let you attach the clip to the material of the pocket for easy access. When you want to use your money, you can either reach in and grab a bill or pull the whole clip out and go through it.

For convenience, put the bigger bills on the bottom and the smaller bills on the top. This way, when you fold the bills over, it’s easy to pull small bills out of the clip from the middle when you need to make everyday purchases. For security, put the smaller bills on the bottom of the stack. This way, you’re advertising your smallest bills — a good idea for discouraging pickpockets.

If you’re using a money clip with an attached card holder, slip your cards (ID, credit, and debit card) into the card holder. Then, slide your cash into the money clip and fit it securely. If you’re using a magnetic money clip, hold your credit cards somewhere else. The magnet can de-magnetize the cards’ magnetic strips over time, ruining them.

The front pocket of your pants provides easy access, but takes up space you might use for your phone, keys, and so on. The rear pocket of your pants can also be convenient, but it makes your clip a little more vulnerable to pick-pockets. Some people experience back pain from carrying things in their rear pockets (though this is worst with bulky wallets). The breast pocket of a coat or jacket provides a bit more security, as long as you can remember not to leave the jacket behind.

These are the simplest but most elegant money clips. They don’t offer as much storage space as other types, but their “classic” design can be quite attractive. High-end models may be made from precious metals or use materials like leather.

These give you a little more storage than other clips, which is nice if you have more than one or two cards you need to carry around. However, these are also a little bulkier.

These are great for holding odd-shaped items. Again, however, this feature makes the clip a little more bulky.

These offer more storage space and only make the clip a little bulkier. However, carrying money or cards on both sides means you’ll have to let the clip sit in your pocket unless you can slide your clothing fabric between the items and the prong.

The main downside here is that these aren’t good for credit cards. The magnets can damage the card’s magnetic strip and render it unusable over time. [2] X Research source

Be ruthless about what you carry over from your wallet. Throw away whatever you have no use for. Remember, the great thing about a money clip is that it’s so slim. Stuffing it full of unnecessary things will negate this.

Your ID card/driver’s license. Your ID is necessary for many situations from traffic stops to alcohol purchases, and should always be on your person. A debit card. Though you may have more than one, choose the debit card you’ll use most often. A credit card. As with debit cards, you may have more than one. Choose the one you use most often. You can always rotate out credit cards on a daily, weekly, or monthly basis.

For example, your automobile club membership can stay in the glove compartment of your car. Your gym card can stay in your gym bag, and your work access card can stay in your briefcase or bag. Don’t forget where you’re storing these items! You may want to carry a single folded-up note to yourself in your money clip until you get the hang of your new arrangement.

Four $1 bills One $5 bill One $10 bill One $20 bill One $50 bill Feel free to increase the number of $10, $20, and $50 bills as needed. You probably won’t want to increase the number of $1 or $5 bills — you’ll receive change in these denominations all the time.