How to Set Up Fitbit Pay
To use Fitbit Pay, you need a compatible Fitbit device, which includes the Ionic and Versa smartwatches and the Charge 3 fitness band. To set up Fitbit Pay, follow these instructions:
Open the Fitbit app on your mobile device. Make sure the device is nearby when you’re ready to begin setup. Go to the Today tab and tap your Profile icon in the top-left corner of the screen. Select your device. Tap the Wallet tile. Follow the on-screen instructions to add a payment card. You can add up to six cards to the Wallet (five for Charge 3), and set one as the default payment option. The first time you add a card to Fitbit Pay, you’ll also be prompted to set a 4-digit PIN code for your device. You’ll also need to have an unlock passcode for your phone. Next, follow the on-screen instructions to enable phone notifications.
How to Change the Default Payment Card
During setup, you must choose a default card, but you can change that at any time.
In Fitbit app, go to the Today tab and tap your Profile icon in the top left. Select your device. Tap the Wallet tile. Find the card you want to set as the default option. Tap Set as Default.
How to Pay With Your Fitbit
Once you’ve set up Fitbit Pay, you can use it whether you have your smartphone on hand or not. So if you’re out taking a job and need refreshments or a snack, you can leave your phone at home.
To pay with your Fitbit:
At the register, press and hold the left button on your device for two seconds. Swipe to the Payments screen if it doesn’t pop up. If prompted, enter your 4-digit PIN code. Your default card appears on the screen. To pay with your default card, hold your wrist near the payment terminal. To pay with a different card, swipe up on Ionic and Versa, or tap the Charge 3’s screen, to find the card you want to use. Then hold your wrist near the payment terminal. When the payment is complete, your device vibrates, and there’s a confirmation message on the screen.
How Does Fitbit Pay Compare to the Competition?
Fitbit Pay is most similar to Apple Pay and Google Pay in that it works any place that accepts contactless payments. Samsung Pay sets itself apart since it has technology that makes it compatible with any retailer that takes credit cards.
However, while Apple Pay works on iPhones, Google Pay on Android smartphones, and Samsung Pay on Samsung phones, Fitbit Pay is available only on the wrist. Apple Pay and Google Pay also have the option to send money to friends, just like you can with Venmo. You can even use Google Assistant or Siri to make peer-to-peer payments, such as “Pay Janet $12” or “Send money to Johnny.”
The other difference is that Fitbit Pay stores only credit or debit cards. Apple, Google, and Samsung Pay each allow you to store loyalty, membership, rewards, and gift cards in your digital wallet. In some areas, you can also store transit passes. In other words, Fitbit Pay’s three main competitors can store most of the cards in your physical wallet.
